Texas Medical Liability Trust

Texas Medical Liability Trust, also known as TMLT, operates as a physician‑led medical malpractice insurer. The organization is affiliated with the Texas Medical Association and focuses its services on physicians practicing in Texas. Its core offering consists of liability insurance coverage designed to protect medical professionals against claims of negligence. In addition to underwriting policies, TMLT provides educational resources and risk‑management programs aimed at reducing exposure to malpractice suits. The trust serves the Texas physician community as its primary market.

As a physician‑governed entity, TMLT distinguishes itself by combining insurance underwriting with proactive education and loss‑prevention initiatives. Its affiliation with the Texas Medical Association links it to a broader professional network that influences policy and advocacy within the state’s healthcare sector. In March 2023, the organization experienced a data breach that exposed names, Social Security numbers, driver’s license information, financial account details, and protected health information of numerous individuals. The breach prompted a review of affected files and notification efforts to those impacted, though specific causes and victim totals were not disclosed publicly. These attributes underscore TMLT’s role as a specialized insurer that integrates coverage with educational support for Texas physicians.