Cermati.com

Cermati.com operates as an online financial comparison platform based in Indonesia. The service enables users to compare financial products such as credit cards, personal loans, mortgages and insurance policies. It presents product information in a side‑by‑side format to help consumers evaluate features, costs and eligibility. Beyond comparison tables, the platform offers tools like payment calculators and user‑generated reviews. The primary users are Indonesian individuals looking to make informed decisions about credit and insurance products. Access is provided through its website and mobile applications, which are designed for straightforward navigation. The platform aims to simplify the process of selecting financial services for personal use.

Cermati.com is known for focusing on transparent and unbiased presentation of financial product information available in Indonesia. By consolidating details from multiple providers, it allows users to view options without visiting each institution’s website separately. This emphasis on accessibility has made it a commonly used resource for personal finance research in the country. In October 2020, a threat actor advertised a stolen user database belonging to Cermati.com on a hacker forum, offering emails, bcrypt‑hashed passwords, addresses and tax identifiers. The breach was part of a larger campaign that exposed data from approximately seventeen companies, amounting to roughly thirty‑four million records. While the incident highlighted the volume of personal information the platform handles, it also underscored the security challenges faced by online financial services in Indonesia. No explicit information about ownership, parent‑company relationships or corporate structure is provided in the available sources.