Arab National Bank

Profile narrative

Arab National Bank is a Saudi Arabian financial institution that provides a full suite of banking services to individual consumers, corporate clients, and institutional investors. Its core offerings include retail banking products such as savings and current accounts, personal loans, mortgages, and credit cards, as well as corporate banking solutions like trade finance, project financing, and cash management. The bank also delivers investment banking services, including underwriting, advisory, and securities brokerage, alongside wealth management and asset management activities. In addition to conventional banking, Arab National Bank operates an Islamic banking window that offers Sharia‑compliant products such as Murabaha, Ijara, and Sukuk investments. The institution serves customers primarily within the Kingdom of Saudi Arabia, where it maintains a network of branches and automated teller machines to support its retail and commercial operations. Its digital banking platforms enable online and mobile access to account management, payments, and other financial transactions for both personal and business users.

Arab National Bank is regulated by the Saudi Central Bank (SAMA) and operates as a publicly listed joint‑stock company on the Saudi Stock Exchange (Tadawul) under the ticker symbol 1080. The bank distinguishes itself by integrating conventional and Islamic finance under a single brand, allowing it to cater to a diverse client base seeking both interest‑based and Sharia‑compliant solutions. It has invested in modernizing its technology infrastructure to improve service delivery, enhance cybersecurity resilience, and expand its digital channel capabilities. The bank’s market position is reinforced by its longstanding presence in the Saudi financial sector, where it is recognized as one of the country’s major commercial lenders. Notably, in February 2015, Arab National Bank experienced a distributed denial‑of‑service attack carried out by the hacking group “oppressed defenders,” which temporarily disrupted its online banking services as part of a broader campaign targeting Saudi financial institutions. This incident highlighted the importance of robust cyber defenses and prompted the bank to strengthen its threat monitoring and response mechanisms.

Incidents

1 incident linked to this organisation.