Planet Home Lending

Planet Home Lending, also known as Planet Home Lending, is a residential mortgage lending company headquartered in the United States. It originates, underwrites, and services home loans for consumers across the country. Its product portfolio includes purchase mortgages and refinancing options. The company serves a broad market of individual borrowers seeking financing for primary residences, second homes, and investment properties. It operates through a network of loan officers and digital channels that facilitate loan application and approval processes.

Planet Home Lending emphasizes a technology‑focused approach to mortgage lending, using digital tools to streamline underwriting and document management and improve the borrower experience. The company’s handling of sensitive personal information—such as names and Social Security numbers—was highlighted by a 2023 security incident involving the MOVEit file transfer tool, which resulted in unauthorized access to data of over 3,100 individuals. In response, Planet Home Lending provided identity theft protection services to all affected consumers, with a 12‑month subscription offered to impacted Maine residents through the provider IDX. These actions reflect the firm’s commitment to mitigating harm following a data breach and underscore the importance it places on safeguarding borrower information. While the prompt does not detail ownership or parent‑company relationships, the available information confirms its status as an independent mortgage lender operating nationally.