Affin Bank

Affin Bank Berhad, operating under the Affin Banking Group brand, provides a range of financial services that include retail banking, commercial banking, and Islamic banking solutions. Its product suite covers personal savings and current accounts, housing and personal loans, credit cards, and wealth management offerings. For business clients, the bank extends trade financing, working capital loans, cash management services, and corporate banking facilities. The bank also delivers Islamic banking through its dedicated subsidiary, Affin Islamic Bank Berhad, offering Sharia‑compliant deposits, financing, and investment products. Services are delivered to individual consumers, small and medium‑sized enterprises, and larger corporate customers across Malaysia.

Affin Bank Berhad is a publicly listed company on Bursa Malaysia and is regulated by the Central Bank of Malaysia, Bank Negara Malaysia. The bank distinguishes itself by maintaining both conventional and Islamic banking arms within the same group, allowing it to serve a diverse customer base with differing financial preferences. It holds several subsidiaries that broaden its capabilities, notably Affin Hwang Investment Bank Berhad for securities and investment banking, Affin Moneybrokers Brokers Sdn Bhd for interbank money‑broking, and Affin Islamic Bank Berhad for Islamic finance. The group’s headquarters are located in Kuala Lumpur, Malaysia. In October 2014, Affin Bank was among a number of Malaysian banks targeted in a coordinated ATM malware incident in which criminals used compact discs to install ulssm.exe malware on ATMs, enabling unauthorized cash withdrawals; the attack was confined to the affected machines and no customer data was compromised.