Smartpay

Profile narrative

Smartpay (alias Eftpos) provides electronic funds transfer at point of sale (EFTPOS) payment processing services to merchants across New Zealand, enabling debit and credit card transactions, contactless payments, and integrated POS solutions. It offers terminal hardware, software, and settlement services, supporting retail, hospitality, and other sectors. The company focuses on facilitating secure, real-time payment authorization and settlement between merchants, banks, and card schemes.

Smartpay specializes in EFTPOS infrastructure, acting as a licensed operator that connects merchants to the New Zealand payments ecosystem. It maintains compliance with Payment Card Industry Data Security Standards (PCI DSS) and local regulatory requirements. Its notable competency lies in providing end-to-end encrypted transaction processing and value‑added services such as loyalty integration and reporting tools. The company is recognized as one of the primary EFTPOS service providers in the country, often cited alongside other major operators.

Ownership details are not explicitly stated in the provided sources, so we omit speculation. However, the known incident on 10 June 2023 involved a ransomware attack that disrupted Smartpay’s EFTPOS services. This event highlighted its critical role in national payment processing. It prompted a coordinated response with cybersecurity authorities and affected merchants.

Incidents

1 incident linked to this organisation.